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Personal Contract Purchase (PCP)

There are many benefits to choosing Personal Contract Purchase (PCP) as your finance option:

  • Flexible deposit options, 0% deposit may be available subject to status (includes part-exchange)
  • Lower payments mean you may be able to afford a newer car
  • Set payments to suit your budget.
  • Fixed payments
  • Interest rate fixed and competitive
  • Pay over chosen period 2 to 4 years (where applicable)
  • Available on cars up to 5 years old at start of agreement (must not exceed 85,000 miles at the contract end)
  • No early settlement fees
  • You can borrow £1,000 to £250,000

There are three options at the end of agreement:

  • Pay off the deferred amount in full and keep the car (please note, you do not own the car until you make this final payment)
  • Hand the car back to the motor finance company
  • Trade the car in against another used car at Hendy SEAT